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Texas Solar Contract Help
If your solar payment increased, your electric bill stayed high, the buyback credit was lower than expected, the savings did not match the proposal, your solar company stopped responding, or the system is interfering with a home sale or refinance, Solar Exit Texas can help you review the complete situation and understand the strongest next steps available.
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Solar Exit Texas will guide you through the process from the moment you become a client, coordinating with the legal professionals supporting your case as appropriate. We know solar contract disputes can be confusing, especially when financing, credit, installers, and utility issues overlap. You will have a team helping you understand what comes next and working toward the best available resolution for your situation.
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Find the Help You Need
Texas solar problems can involve the solar contract, financing, delivery utility, Retail Electric Provider, buyback plan, installer, and new state consumer-protection rules. Use the shortcuts below to jump directly to the issue you are dealing with.
Common Texas Solar Problems
Solar problems do not always begin and end with the installer. The salesperson, dealer, lender, loan servicer, electric utility, equipment manufacturer, and installation contractor may all play different roles.
In much of Texas, the company that delivers electricity to your home is not the same company that sells your retail electricity plan. Export compensation can depend on the Retail Electric Provider and plan rather than one statewide solar rate.
A Texas homeowner can still purchase electricity from the grid, pay TDU delivery charges and REP plan charges, and receive export credits that are worth less than the electricity purchased.
Texas already requires written information in covered solar transactions, and newer TDLR rules add more standardized disclosures. Those documents give homeowners concrete information to compare with the sales pitch and actual results.
Covered residential solar sales and leases entered beginning September 1, 2025 include a Texas solar-specific five-business-day cancellation right. Other home-solicitation rules may separately apply in qualifying transactions.
The retailer, salesperson, electrical contractor, lender, servicer, equipment manufacturer, monitoring company, and warranty provider can be different parties.
A loan, lease, PPA, UCC financing statement, or fixture filing can create different payoff, transfer, collateral, title, or underwriting questions.
How It Works
You do not need to know the correct legal, financial, or utility terminology. Tell us what happened and provide the documents you have.
Provide the basic details of the contract, payment, buyback, utility, installation, company-closure, or home-sale problem.
The solar agreement, financing paperwork, Texas disclosures, electricity bills, proposal, production records, interconnection documents, and communications help show what was signed, promised, installed, financed, and billed.
The review helps identify the issues requiring closer attention and the company, utility, regulator, or qualified professional that may need to be involved.
What Makes Solar Different in Texas?
Texas was the second-largest solar electricity-producing state in the country in 2024. The U.S. Energy Information Administration reported approximately 25.4 gigawatts of combined utility-scale and small-scale solar capacity, with solar supplying about 8% of Texas in-state electricity generation.
For homeowners, the more important issue is the structure of the electricity market. ERCOT manages about 90% of Texas electric load and administers retail switching for millions of premises in competitive-choice areas, while other Texans receive service from municipal utilities, electric cooperatives, or utilities operating under different structures.
Know the Difference: TDU vs. REP
In many competitive-choice areas, the delivery utility and Retail Electric Provider perform different jobs. Identifying both is one of the first steps in understanding a Texas solar-billing problem.
The TDU maintains the local poles, wires, meter, and distribution system and handles solar interconnection. Examples include Oncor, CenterPoint Energy, AEP Texas, and Texas-New Mexico Power.
The REP sells the retail electricity plan. Depending on the plan, the REP may also determine whether and how surplus solar generation is credited or purchased.
Not every Texas homeowner is in the competitive retail market. Municipal utilities, electric cooperatives, and other utilities can maintain their own interconnection and solar-compensation programs.
Texas Solar Buyback and Export Credits
Texas Utilities Code §39.916 provides that a distributed-generation owner in a customer-choice area may sell surplus electricity to the Retail Electric Provider serving the home at a value agreed between the homeowner and REP.
The TDU handles interconnection and meter functions. Oncor, for example, states that after Permission to Operate it programs the meter to measure surplus electricity flowing back to the grid and makes that information available to the REP.
The TDU does not necessarily determine the homeowner's buyback compensation.
A REP agreement may use a fixed export credit, market-related value, carry-forward credit, or another agreed structure. The applicable agreement and plan must be reviewed rather than assuming a statewide rate.
A salesperson saying that the electric company will buy excess solar does not, by itself, establish what that electricity is worth or whether the buyback assumptions in the proposal were realistic.
A New Texas Residential Solar Law
Texas enacted the Residential Solar Retailer Regulatory Act in 2025 and assigned the new program to the Texas Department of Licensing and Regulation.
For covered residential solar sales and leases entered into beginning September 1, 2025, Texas added specified contract provisions involving licensed electrical installation, permits, utility interconnection, and a solar-specific five-business-day cancellation right.
The program is being implemented in phases. Beginning September 1, 2026, most covered residential solar retailers and salespeople must be registered with TDLR, and additional contract, disclosure, education, conduct, and enforcement provisions become applicable.
Outside the Competitive Retail Market
Austin Energy uses a Value of Solar billing approach rather than a conventional REP buyback plan. Its current residential Value of Solar rate is 9.91 cents per kilowatt-hour for qualifying systems, and Austin Energy currently offers a $4,000 residential solar rebate for qualifying purchased systems that meet program requirements.
Entergy Texas uses another framework. For qualifying smaller renewable systems under its applicable tariff, imported and exported electricity are measured separately and exported energy is credited using the utility's avoided-cost treatment rather than a one-for-one retail buyback.
Other municipal utilities and electric cooperatives can maintain their own programs. Before relying on a Texas solar-billing explanation, identify the actual utility and whether the home participates in the competitive retail market.
Major Changes Beginning September 1, 2026
Beginning September 1, 2026, most covered residential solar retailers and salespeople must be registered with TDLR unless an exemption applies. Covered contracts must identify the retailer and salesperson and include required registration information.
TDLR has published a Texas Residential Solar Retail Transaction Consumer Disclosure Statement. The form asks for information such as total payment obligation, financing company, financing costs, estimated generation, interconnection, buyback or charge rate, transferability, roof-work responsibilities, and cancellation rights.
The final rules require the disclosure to be completed and provided before execution of the solar contract beginning September 1, 2026.
The rules also require the TDLR residential solar educational brochure to be provided at least 24 hours before the solar contract is executed. For a covered transaction signed on or after September 1, 2026, the timing of that brochure can be an important fact to preserve.
Texas Solar Cancellation Rights
For a covered residential solar sale or lease entered into beginning September 1, 2025, Texas requires the solar agreement to permit cancellation without penalty or further obligation through the fifth business day after execution.
The agreement must identify the final calendar date of the cancellation period and provide a mailing address or email address for cancellation. TDLR states that if the required address is absent, written cancellation may be delivered using another reasonable method.
Texas also has separate home-solicitation rules that can provide a three-business-day cancellation right for certain qualifying transactions entered somewhere other than the merchant's place of business. Do not assume every solar transaction falls under both sets of rules.
Check the Retailer, Salesperson, and Electrical Contractor
Texas already requires covered photovoltaic electrical installation to be performed through appropriately licensed electrical contractors.
Beginning September 1, 2026, most residential solar retailers and salespeople covered by the new Texas law must also be registered with TDLR unless an exemption applies.
For a newer transaction, homeowners should identify the company responsible for the retail sale or lease, the individual who sold or negotiated the transaction, and the licensed electrical contractor responsible for covered installation work.
Do not assume the retailer, salesperson, dealer, electrical contractor, lender, and utility are the same business.
Solar Financing in Texas
Solar financing can involve a system cash price, financed amount, interest rate, dealer or financing fees, expected tax-credit prepayment, re-amortization, payment changes, and a long repayment term.
A low advertised interest rate does not by itself show what the solar system actually cost to finance. Compare the cash price, amount financed, total payments, payment schedule, and any expected lump-sum prepayment.
If there is a dispute with a lender or servicer, identify the legal lender and current servicer before deciding whether the Texas Office of Consumer Credit Commissioner or another financial regulator has jurisdiction.
Federal and Texas Tax Expectations
For qualifying residential clean-energy property installed from 2022 through December 31, 2025, the federal Residential Clean Energy Credit was generally 30% of qualified costs.
The IRS currently states that the residential credit is not available for property placed in service after December 31, 2025. The credit was nonrefundable, so the usable benefit also depended on the taxpayer's individual tax situation.
Texas separately provides a property-tax exemption for the portion of a property's appraised value attributable to qualifying solar or wind-powered energy devices used primarily for onsite energy production and distribution. That is a property-tax provision, not a Texas solar income-tax credit or a blanket exemption from all property tax.
Selling or Refinancing a Texas Home With Solar
A Texas home-sale or refinance problem can involve equipment ownership, a solar loan, lease, PPA, UCC financing statement, fixture filing, transfer requirements, payoff requirements, or buyer approval.
The Texas Secretary of State explains that the UCC system provides public notice of a secured transaction involving identified collateral.
Texas also gives fixture filings distinct treatment. A financing statement filed as a fixture filing for goods that are or will become fixtures is filed in the local real-property records, while other Article 9 financing statements are generally filed with the Secretary of State.
Solar Company Closed or Stopped Responding
A residential solar transaction can involve separate companies for retail sales, installation, financing, loan servicing, lease or PPA ownership, equipment manufacturing, monitoring, and warranty service.
If one company closes, the other companies may still exist. Company closure does not automatically terminate a separate loan, lease, PPA, warranty, or other contractual obligation.
Texas Complaint and Assistance Guide
Texas now has several solar-specific and electricity-market complaint paths. The correct starting point depends on the contract date and whether the issue involves the retailer, salesperson, electrical contractor, REP, utility, lender, or UCC filing.
TDLR administers the Residential Solar Retailer program and accepts complaints involving covered transactions within its authority.
Important: The applicable requirements depend on the contract date, transaction type, statutory coverage, and implementation phase.
Official ResourceTDLR directs residential solar retailer incidents from before September 1, 2025 to the Texas Attorney General. The Attorney General also accepts broader consumer complaints.
Important: The Attorney General does not act as the homeowner's private attorney or guarantee an individual remedy.
Official ResourceTDLR regulates Texas electrical contractors and electricians and can accept complaints involving regulated electrical work.
Important: The retailer, salesperson, and electrical contractor may be different parties.
Official ResourceThe PUCT provides consumer assistance for electricity matters within its jurisdiction, including complaints involving retail electric service.
Important: Not every municipal utility or electric cooperative issue follows the same PUCT complaint route.
Official ResourceOCCC regulates many non-depository consumer lenders and registered creditors and provides a consumer complaint process.
Important: OCCC does not regulate every possible solar lender. Identify the legal lender and current servicer first.
Official ResourceThe filing office depends on the type of filing and collateral. Standard Article 9 financing statements and fixture filings can use different filing locations.
Important: Do not assume a financing statement is a traditional mortgage lien against the entire home without reviewing the actual filing.
Official ResourceThe IRS publishes the current federal Residential Clean Energy Credit rules.
Important: Solar Exit Texas does not determine individual tax eligibility or provide tax advice.
Official ResourceTexas's five-business-day cancellation and core contract-disclosure requirements are already in effect. Beginning September 1, 2026, residential solar retailers and salespersons generally must be registered with TDLR, and additional statutory enforcement provisions also take effect. Homeowners reviewing a recent agreement should compare the contract date with the rules in effect at that time.
Verify With Official SourceTexas Chapter 115 includes disclosure requirements for certain power purchase agreement transactions. How newer TDLR registration, cancellation, and disclosure requirements apply can depend on the transaction structure and contract date, so the actual agreement and current TDLR guidance should be reviewed before drawing conclusions.
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Texas Solar Contract FAQs
The answer often depends on the agreement, financing, timing, utility, project status, and specific facts.
Start My Free ReviewFor covered residential solar sales and leases entered into beginning September 1, 2025, Texas requires the agreement to permit cancellation without penalty or further obligation through the fifth business day after execution. The contract must identify the final cancellation date and provide an address or email for delivering the cancellation. Other transaction-specific rules and exceptions can still matter, so review the signed agreement immediately.
Beginning September 1, 2026, most covered residential solar retailers and solar salespersons must be registered with the Texas Department of Licensing and Regulation unless an exemption applies. Texas already requires covered solar electrical installation to be performed through appropriately licensed electrical contractors.
Texas does not use one statewide residential export rate across every utility territory. In competitive-choice areas, state law provides for surplus electricity to be sold to the Retail Electric Provider serving the homeowner at an agreed value. Municipal utilities, electric cooperatives, and noncompetitive utilities can operate under different programs.
In competitive retail areas, the delivery utility and Retail Electric Provider perform different jobs. The TDU handles the distribution system, meter, and solar interconnection. The REP sells the retail electricity plan and may determine the homeowner's solar buyback or export-credit arrangement. Oncor specifically directs customers to their REP for buyback and energy-credit questions.
TDLR provides license-search tools for Texas electrical contractors. Beginning September 1, 2026, most covered residential solar retailers and salespeople must also be registered with TDLR, subject to exemptions. The retailer, salesperson, electrical contractor, finance company, and electricity provider may all be different parties.
It depends on the issue and contract date. TDLR handles covered residential solar retail complaints involving contracts entered beginning September 1, 2025 and separately regulates electrical contractors. Older retail conduct may be directed to the Texas Attorney General. REP or regulated electric-service disputes may involve the PUCT, and certain lender complaints may fall under the OCCC.
Start With a Free Review
Texas solar problems can involve the sales agreement, financing, required disclosures, retailer, salesperson, electrical contractor, delivery utility, Retail Electric Provider, solar buyback plan, and actual system production at the same time. The first step is identifying what was signed, what was represented, who was responsible for each part of the transaction, what electricity plan applies, what the system actually produces, and what the homeowner is paying now.
Official Sources and Texas Resources
These government, regulator, utility, and first-party resources support the state-specific information on this page.
Primary state source for the new Texas residential solar retailer program, consumer information, registration, and complaint resources.
Official implementation timeline for September 1, 2025 and September 1, 2026 Texas residential solar requirements.
Final 2026 administrative rules covering registration, contracts, disclosures, education, conduct, and enforcement.
Standardized Texas solar disclosure form for newer covered transactions beginning September 1, 2026.
Texas residential solar consumer education material covering cancellation, licensing, registration, and homeowner protections.
Texas statutory disclosure requirements for covered distributed renewable energy sales, leases, and power purchase agreements.
Competitive-market distributed-generation, interconnection, and surplus-energy framework.
Texas competitive-market and grid context, including ERCOT electric-load coverage and retail switching.
Interconnection, Permission to Operate, export metering, and the distinction between Oncor and the customer's Retail Electric Provider.
Current Austin municipal-utility solar billing and Value of Solar information.
Current Entergy Texas distributed-generation and export-credit treatment.
Texas electrical contractor and electrician licensing for covered solar installation work.
General Texas consumer-protection resources and complaint information.
Consumer assistance for retail electric and regulated electric-service matters within PUCT jurisdiction.
Consumer complaint resources for lenders and creditors within OCCC jurisdiction.
Texas UCC financing-statement and fixture-filing information.
Texas solar and wind-powered energy device property-tax exemption information.
State solar-generation and capacity context.
Current federal residential clean-energy credit rules, including termination after 2025.
State information reviewed August 18, 2026. Laws, regulations, incentive programs, utility policies, agency responsibilities, and solar billing rules may change. Homeowners should verify current requirements with the appropriate agency, utility, lender, tax professional, attorney, or licensed contractor.